MCO 1700.37 — Personal Financial Management Program (pfmp)

MCO 1700.37 governs the operation of the Marine Corps Personal Financial Management Program and its financial readiness services.

Search MCO 1700.37

  • Publication number: MCO 1700.37
  • Title: PERSONAL FINANCIAL MANAGEMENT PROGRAM (PFMP)
  • Date: 11 Dec 2014
  • Proponent: 01000 Military Personnel
  • Status: Current

View MCO 1700.37 on armypubs.army.mil


MCO 1700.37 covers financial education, training, coaching, counseling, and information and referral for Marines and their families. It requires a Continuum of Learning for Personal Finance, confidentiality in services, and defined qualifications and functions for CFSs and CFFs.

Topics covered

  • Personal financial education
  • Continuum of Learning for Personal Finance
  • Financial coaching
  • Financial counseling
  • Financial information and referral
  • Command Financial Specialist qualifications
  • Corporal for Financial Fitness functions
  • PFM staff training standards

Questions and answers

What does the Marine Corps Personal Financial Management Program provide?

Mission. PFMP will provide financial counseling, education, training, and information and referral to Marines and their families in order to increase their financial readiness. (paragraph 2)

What subjects are included in the Continuum of Learning for Personal Finance?

In accordance with reference (a) the PFMP will implement a Continuum of Learning for Personal Finance. Areas of instruction include, but are not limited to: money management, financial planning, transition/retirement and estate planning, military protections such as Service Members Civil Relief Act and Military Lending Act, security clearances and the financial relationship, and other financial management tools. (paragraph 3)

What financial education is mandatory under the PFMP?

The mandatory financial education, referred to as the Continuum of Learning for Personal Finance, as required by reference (a) and optional workshops and training through the PFMP will increase the financial literacy of Marines and their family members. (paragraph 1)

What confidentiality requirements apply to PFMP services?

Information regarding individuals seeking services must be treated with confidentiality. Ensure careful and sensitive handling of personal information per references (e) and (r). PFMs shall not establish or maintain individual client files in the course of providing PFMP services. (paragraph 2)

What qualifications apply to a Command Financial Specialist?

Per reference (a) military members in the rank of E-6, and above shall be appointed a CFS upon approval of the application and completion of the CFS Course as designated on enclosure (6). (paragraph 1)

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