DAFI36-2906 — Personal Financial Responsibility

DAFI36-2906 governs personal financial responsibility, including delinquent financial obligations and financial support of family members.

Search DAFI36-2906

  • Publication number: DAFI36-2906
  • Title: PERSONAL FINANCIAL RESPONSIBILITY
  • Date: 2025-03-31

View DAFI36-2906 on armypubs.army.mil


DAFI36-2906 provides procedures for processing financial responsibility complaints, including commander reviews, response timelines, referrals, and possible administrative or disciplinary action. It also addresses military pay allotments for certain obligations and includes fact sheets on military personal indebtedness.

Applies to: This instruction applies to uniformed members of the Regular Air Force, United States Space Force, Air Force Reserve, and Air National Guard on Title 10 orders.

Topics covered

  • Delinquent financial obligations
  • Financial support of family members
  • Personal indebtedness
  • Financial responsibility complaints
  • Military pay allotments
  • Nonsupport cases
  • Consumer credit and garnishment cases

Questions and answers

Can military pay be used to satisfy financial obligations?

Federal law and policy (listed in Attachment 1) authorizes allotments from Regular Air Force, United States Space Force, Air Force Reserve, and Air National Guard members’ military pay to satisfy certain financial obligations.

What are military members expected to do about their financial obligations?

Military members are expected to pay their just financial obligations.

How quickly must commanders respond to financial responsibility complaints?

Review and assess financial responsibility complaints in conjunction with legal review of documentation and respond to complainants within 15 calendar days for the Regular Air Force, United States Space Force, and Air Force Reserve and 60 calendar days for the Air National Guard.

Can the Department of the Air Force arbitrate disputed nonsupport or personal indebtedness cases?

Advise members and complainants of Department of the Air Force policy, including the fact that the Department of the Air Force has no authority to arbitrate disputed cases of nonsupport or personal indebtedness.

What happens when a member demonstrates financial irresponsibility?

Refer members who demonstrate financial irresponsibility to the local Military and Family Readiness Center for financial management education and information.

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