ARMY DIR 2025-09 — Reserve Component Retirement Planning

ARMY DIR 2025-09 governs Army Reserve Component retirement planning policy for Soldiers eligible to request retired pay for non-regular service.

Search ARMY DIR 2025-09

  • Publication number: ARMY DIR 2025-09
  • Title: RESERVE COMPONENT RETIREMENT PLANNING
  • Date: 05/28/2025
  • Proponent: ASA (M&RA)
  • Status: ACTIVE

View ARMY DIR 2025-09 on armypubs.army.mil


The directive covers retirement planning seminars, Survivor Benefit Plan counseling, transition to the Retired Reserve or discharge, and retired pay applications. It also requires retirement planning readiness reports from Reserve Components and establishes related responsibilities.

Applies to: This directive applies to the Regular Army, Army National Guard (ARNG)/ Army National Guard of the United States, and United States Army Reserve (USAR).

Topics covered

  • Retirement planning seminars
  • Non-regular retired pay
  • Retired Reserve transition
  • Retired pay applications
  • Reserve Component retirement readiness reporting
  • Survivor Benefit Plan counseling

Questions and answers

Who must attend a retirement planning seminar under ARMY DIR 2025-09?

RC Soldiers with 17-20 years of active status service will attend a retirement planning seminar pursuant to reference 1f. (paragraph 4)

What does the retirement planning seminar include?

The seminar will include the Director, Army Retirement Services-approved RC Survivor Benefit Plan (RCSBP) briefing and RC non-regular retirement planning briefing. (paragraph 4)

Who hosts Reserve Component retirement planning seminars?

The seminar will be hosted by a State, Readiness Division, or Mission Support Command Retirement Services Officer (RSO) who has completed the Department of the Army approved RSO and SBP certification courses. (paragraph 4)

When does a certified RSO review the RCSBP with Soldiers?

A properly certified RSO will review the RCSBP with Soldiers after they receive their NOE for Retired Pay and before they make their SBP election. (paragraph 4)

What must Soldiers do with their DD Form 214 during transition?

Review the existing DD Form 214 and determine the authorized reduced age retirement date, if eligible. (paragraph 4-1)

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