AR 600-8-7 — Retirement Services Program

AR 600-8-7 governs Army Retirement Services and Survivor Benefit Plan functions within military human resources management.

Search AR 600-8-7

  • Publication number: AR 600-8-7
  • Title: RETIREMENT SERVICES PROGRAM
  • Date: 09/20/2022
  • Proponent: G-1
  • Status: ACTIVE

View AR 600-8-7 on armypubs.army.mil


AR 600-8-7 covers retirement planning, retired pay plans, Survivor Benefit Plan and Reserve Component Survivor Benefit Plan services, and post-retirement support. It requires counseling, benefits information, communications, retirement applications, and support for Soldiers, Retired Soldiers, Families, and survivors.

Applies to: This regulation is binding on all organizations that provide Army Retirement Services.

Topics covered

  • Retirement planning
  • Survivor Benefit Plan counseling
  • Reserve Component retirement
  • Retired pay plans
  • Retirement ceremonies
  • Post-retirement services
  • Retirement applications

Questions and answers

When do Reserve Component Soldiers receive retirement and SBP information?

Reserve Component (RC) Soldiers will receive retirement and RCSBP/SBP information between their 18th and 20th years of service, with their Notification of Eligibility (NOE) for Retired Pay (20-year letter), and 12 months prior to non-regular retirement. (paragraph 1-8)

What are Reserve Component Soldiers eligible for when transferring to the Retired Reserve?

All RC Soldiers are eligible for transfer to the Retired Reserve if they have been issued a NOE and are not flagged for adverse action. (paragraph 7-2)

At what age do Reserve Component Soldiers ordinarily receive retired pay?

RC Soldiers ordinarily become eligible to receive retired pay at age 60. (paragraph 7-3)

What happens if a Retired Soldier loses a spouse through death or divorce?

If a Retired Soldier loses a spouse to death or divorce after receipt of retired pay, and the Retired Soldier notifies DFAS, DFAS will suspend the spouse SBP coverage and spouse SBP premiums. (paragraph 4-8)

Which Servicemembers fall under the Final Basic Retired Pay Plan?

The Final Basic Retired Pay Plan, under 10 USC 1406, applies to all Servicemembers with a Date of Initial Entry into Military Service (DIEMS) prior to 8 September 1980. (paragraph 6-2)

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